Taking Responsibility for Your Finances with Shannon Ryan

Listen to this episode from City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women on Spotify. When it comes to personal finance and wealth building, no one is coming to save us. Women need to take ownership of their financial planning and money management to build long-term wealth. Women need to (and should want to) take ownership for their financial situations and seek out ways to level up their finances. The cost of living and everything that comes with it will only continue to rise. Instead of being left behind on the wealth-building train, let’s get into the mindset needed to obtain true time and money freedom. When it comes to money, there’s so much more than simply knowing what to do with it. That’s why I’m so excited to talk with Certified Financial Planner Shannon Ryan today. Shannon has over 30 years of experience guiding women, individuals and families through the emotional side of money. The side that doesn’t get as much conversation as it needs. Get ready to feel empowered and encouraged to take responsibility for your financial life!   What you'll learn from this episode: Why the emotional side of money matters more than financial tactics Practical steps to overcome financial avoidance and take control How to identify and break destructive money patterns Essential wealth-building strategies for long-term financial freedom   Here's a glance at this episode: [02:55] Financial Psychology & Money Mindset: Shannon’s dad was the one who planted seeds in Shannon to understand the emotional side of money. It changed everything for her. [11:15] Breaking Money Patterns: We get into these patterns of telling ourselves things that aren’t true – especially with money. We let society dictate what we want. [21:40] Overcoming Financial Anxiety: Afraid of what you’re going to find when you look into your finances? Shannon shares how women can take a stance of empowerment instead of avoidance. [32:07] Budgeting Reality Check: If you have more going out than coming in, you’re spending beyond your means. It doesn’t feel good but downsizing your life may be a requirement. [45:45] Retirement Planning Basics: If you ever want to have the option not to work for money, you have to live off your assets, and this is where retirement planning comes in.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Follow Shannon on Instagram Grab Shannon’s Book: Your Money Has Feelings Learn about Raya’s Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!