FinTech Meets Crypto: The Future of Global Payments | Simon Taylor

Listen to this episode from Bankless on Spotify. What if payment chains are the “AWS moment for money”?Simon Taylor — fintech veteran, ex-Barclays crypto lead, and author of FinTech Brainfood — joins Bankless to map the convergence of fintech and crypto. From stablecoins serving as the Trojan horse for tokenisation to Tempo’s push for a payments chain, Simon explains why finance is on the brink of its biggest infrastructure shift since Visa.We cover the rise of payments L1s, the regulatory roulette of stablecoins, and whether neutrality and permissionlessness can survive in corporate-led networks. Plus, Simon breaks down the differences between stablecoins, tokenized deposits, and CBDCs — and explains why the future of finance is already being rebuilt on-chain.---📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY24https://bankless.cc/spotify-premium---BANKLESS SPONSOR TOOLS:🪙FRAX | SELF SUFFICIENT DeFihttps://bankless.cc/Frax🦄UNISWAP | SWAP ON UNICHAINhttps://bankless.cc/unichain🛞MANTLE | MODULAR LAYER 2 NETWORKhttps://bankless.cc/Mantle🎩DEGEN | JOIN THE COMMUNITYhttps://bankless.cc/degen🌳KGEN | REQUEST A DEMOhttps://bankless.cc/KGEN-podcast🏄 SURF | UPGRADE YOUR CRYPTO RESEARCHhttps://bankless.cc/surf---TIMESTAMPS0:00 Intro4:28 FinTech Meets Crypto9:47 The AWS Moment for Money14:34 Why Payments Are Broken21:25 Stablecoins in Action25:59 The Rise of Payments Chains38:11 Neutrality, Permissionlessness & The Libra Lesson52:48 Stablecoins, Tokenized Deposits & CBDCs59:08 The Stablecoin Boom Ahead1:12:24 Is FinTech Becoming Crypto?1:15:22 Tokenization Beyond Payments1:36:25 Agents & AI Commerce1:40:33 Closing Thoughts---RESOURCESSimon Taylorhttps://x.com/sytaylor/FinTech Brainfoodhttps://www.fintechbrainfood.com/---Not financial or tax advice. See our investment disclosures here:https://www.bankless.com/disclosures