5 Money Rules I wish I Knew in My Early 20s (MINDSCALE EPISODE 13)

Listen to this episode from Olushola Olaleye on Spotify. Are your finances struggling because of low income or poor money management?Sometimes, it’s not about how much you earn, but what your habits are doing with your money.In this episode of Mindscale With Olushola, I’m sharing 5 money rules I wish someone had taught me in my early 20s.These aren’t the usual “save more” tips; they are mindset shifts that quietly separate those who stay stuck from those who build lasting wealth.In this video, you will discover:• How lifestyle inflation silently drains your finances.• The truth about debt and how mismanagement ruins it• Why multiple income streams are no longer a luxury, but a survivalIf you’re ready to stop repeating the same money cycle, this episode will shift your perspective.Watch, learn, and share with someone who needs it.00:00 – Intro01:15 – Mastering money management before seeking more income.02:18 – Avoid Lifestyle Inflation05:17 – Pay yourself first06:29 – Debt is not evil; mismanaged debt is.09:23 – Understanding that debt is not evil, but mismanaged debt is.12:31 – Multiple incomes are no longer a luxury, they are survival14:57 – Outro